Life Insurance
Term Life Insurance Plans
• Term Life Insurance Plans are available in various forms, the most common
being level term periods.
• Level Term Life Insurance is available in 1, 5, 10, 15, 20, 25, and sometimes
even 30 year level premium terms.
• Term Insurance is much cheaper than Universal Life Insurance.
• Term Insurance ends with nothing to show for it, however, should you outlive
the term period.
Term Life Insurance Quotes by Wholesale Insurance.
Permanent Life Insurance Plans
• Universal Life Insurance is a permanent form of insurance with variables that allow the purchaser to design the most appropriate coverage and benefits applicable to the individual situation.
• This form of life insurance builds up a cash value accumulation on a tax-deferred basis if excess funds are available after mortality costs are paid.
• These cash value funds are not guaranteed.
• This form of insurance lends itself well to long term or permanent needs, such as many estate planning applications or income replacement goals.
Life Insurance - do you need it?
Protecting the ones you love with affordable life insurance.
And just as your life partner (spouse) and family count on you, you also count on your partner (spouse). That is the reason life insurance protection for your partner is also very important. If your spouse or partner were to die prematurely, you would have the same kind of financial burdens. This becomes more of a problem today, with so many multi family incomes. Affordable Life Insurance & Whole Life Insurance Quote So How Much Life Insurance Should I Have?Most American families don't appear to carry enough coverage! This fact is taken from studies by the American Council of Life Insurance, insured households had an average of only $179,000* of insurance coverage in 1998. That is about enough financial resources to make up for about three years personal income per insured household. That is not allot time for the surviving spouse or partner to get back on his or her feet financially after the death of a partner. As recommended by many financial planners insurance coverage equal to five to eight times your gross annual income. The higher multiples would be appropriate if you have young children. This is also true for your spouse or partner. Life Insurance Quote, Universal Life Insurance Quote Is It Time To Check Your Financial Security? Life insurance is something you need to periodically monitor as your responsibilities change over time: a nicer home, bigger family, larger income, increased debt, and, if need be, upgrade your policy to reflect the changes in your lifestyle. If you don't have Insurance or you are not adequately covered with life insurance Fast Term Quotes has an affordable way to apply for life insurance you can count on. Life Insurance Quote Term Life Insurance Quote & Universal Life Insurance Quote To determine how much life insurance you may need, consult with your local Professional Independent Insurance Agent. We can help you learn about life insurance options (such as costs, eligibility, limitations, exclusions, renewability, and the underwriting insurance companies) for Term Life Insurance, Permanent Whole Life Insurance, or Universal Life Insurance Plan. |
Interested in more information?
DRISCOLL INSURANCE AND FINANCIAL SERVICES, INC.
Jack E. Driscoll, CFP, CFS, LUTCF, ChFC
2738 South Park Road Bethel Park, PA 15102
Phone #: (412)833-1500
Phone #: (1-800)833-1910
