Commercial General Liability Insurance Commercial Property Insurance Business Auto Workers Compensation Umbrella / Excess Liability Insurance Business Owners Life Insurance Professional Liability Bonds Crime Business Income / Extra Expense Clubs and Associations Insurance Commercial Vehicle (ie. Limo, long haul) Boiler & Machinery Farm Liability Insurance
Group Health Insurance
Besides satisfied clients or customers, a business owner's most important asset is a reliable business partner. A partner that understands the business, as well as being responsive to the needs of the business and can offer unique services and expertise to that business with the objective of helping that business be successful and achieve its ownership's goals.
Driscoll Insurance and Financial Services is that business partner. As a member of the greater Pittsburgh business community since 1976, Driscoll Insurance is a family owned and operated insurance and financial services company founded on the principal of helping their clients' achieve their goals. Driscoll's experienced and professionally recognized staff can advise and assist a business with all of the following insurance needs and requirements such as:
Commercial Liability InsuranceProtects businesses for claims from third parties for losses due to bodily injury, property damage and advertising and personal injury caused by the insured's premises, completed operations and products. Liability insurance has two primary benefits; a dollar limit that pays for damages, and the second benefit is that it pays for the insured's legal defense. Learn more
Commercial Property InsuranceProtects a business against physical damage to the insured's building and personal property such as equipment or stock. Typical causes of loss are fire, water, windstorm, smoke damage and building collapse. Other perils can be covered as well. Learn more
Commercial Automobile and Fleet Insurance Covers all types of vehicles, passenger vehicles, trucks, and limousines. Coverage protects the insured from claims for bodily injury and property damage, physical damage to the insured's vehicles, and medical payments coverage to the insured's passengers. Learn more
Worker's CompensationState mandated coverage requiring all employers to maintain Worker's Compensation coverage for their employees. Coverage is "no fault" and provides medical and rehabilitation coverage for employees injured on the job as well as income protection while they are off work, and in the event of death by accident while working, benefits to the family. Learn more
Commercial Umbrella or Excess Liability PoliciesProvides additional dollar limits of liability over and above a business's primary general liability and automobile policy. An umbrella policy is secondary coverage and is used when the primary policy's limits have been exhausted. Learn more
Business Life InsuranceHelps a business remain financially stable in the event of death to the sole business owner, a partner, or a key employee, until the business can make the necessary transitions.Learn more
Professional Liability Insurance or Errors and Omissions InsuranceProvides insurance protection for occupations providing professional advice and services. Attorneys, nurses, physicians, accountants, architects, engineers and others need protection against claims arising from performing their professional duties. Learn more
Crime and Fidelity InsuranceProtects the employer from financial loss resulting from dishonest acts of employees. Dishonest acts are acts such as stealing or pilfering, embezzlement and computer fraud. Learn more
Business Income InsuranceIf a business's building, equipment, or stock, is damaged by physical loss and the business can not operate until repairs are made, business income coverage is available. It is used to expedite repairs to resume operation, pay for any ongoing expenses that continue and keep key employees on payroll during the forced shut down of the business. Learn more
Boiler and MachineryProvides insurance for physical damage loss to boilers and pressurized and unpressurized vessels in the event of malfunction or breakdown. Coverage can also be extended to cover liability for injury or property damage to third parties. Learn more
Farm Property and LiabilityFarm operations combine the insurance needs of a typical business with the requirements of homeowner coverage (if there is a dwelling on the property). Farms have unique property and liability exposures such as premises liability regarding ponds and irrigation canals, farm tractor and tractor trailer liability and liability for regarding livestock. Learn more
Group Health InsuranceDue to the ever increasing cost of health care, employers are looking to shift more of the cost of health insurance to their employees. Employers are considering and implementing such modifications to their group health insurance plans as the employee contributing a larger share of the premium, higher individual and family deductibles and more plans oriented towards HMO rather than PPO type coverage..Learn more
What separates Driscoll Insurance and Financial Services from simply selling insurance is Driscoll's dedication and variety of expertise in providing the most appropriate and competitive insurance coverage specifically designed for the client's particular needs.
How an insurance policy is designed or written can be as important as what the dollar limits are or the types of losses it will cover. An insurance professional should be dedicated to being a true business partner for a client and advise an insured on how an insurance policy or program can be structured to provide the greatest protection for a business owner. The experienced staff of Driscoll Insurance works to understand the unique needs and circumstances of each and every client and works with the client to provide such protection.
Having been a part of the Pittsburgh, Pennsylvania business community since 1976, the senior executives at Driscoll Insurance understand the needs of local businesses and will provide a professional approach to integrate a client's insurance and assist a client with the financial, asset protection, and perpetuation planning expertise that a growing business needs.
Driscoll Insurance has partnered with many of the highest quality and reputable insurance companies only the most financially stable insurance companies to provide the most innovative and cost effective insurance programs for businesses in the greater Pittsburgh area. The Driscoll staff will analyze a business's potential loss exposures, identify and eliminate potential gaps in coverage and recommend risk management and safety techniques to not only lower insurance costs but to also reduce and possibly eliminate future losses.
The full service insurance professionals at Driscoll Insurance and Financial Services take the time to truly understand their clients' businesses and assist their clients with insurance products and business expertise that will have positive results in other areas of their clients' businesses.
When a business needs insurance protection for its tangible assets, assistance in protecting its professional reputation or advice on perpetuation and future business strategies, the business and insurance professionals at Driscoll Insurance and Financial Services are good partners to have.
Business Insurance
• Commercial General Liability Insurance
• Commercial Property Insurance
• Business Auto Insurance
• Workers Compensation
• Umbrella / Excess Liability Insurance
• Business Owners Life Insurance
• Professional Liability
• Bonds
• Crime
• Business Income / Extra Expense
• Clubs and Associations Insurance
• Commercial Vehicle (ie. Limo, long haul)
• Boiler & Machinery
• Farm Liability Insurance
• Group Health Insurance
From Our Clients
“I wanted to take this time to tell you how much I appreciated your help with our loss due to the recent storm with the 92 miles per hour wind.
Thanks to you, our policy was written in such a manner that not only covered our product loss and laptop, but also covered replacement of the air conditioning unit.
”
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